[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rotang.cz\/druhy-platebnich-karet\/#Article","mainEntityOfPage":"https:\/\/www.rotang.cz\/druhy-platebnich-karet\/","headline":"Druhy platebn\u00edch karet","name":"Druhy platebn\u00edch karet","description":"Norm\u00e1ln\u00ed pen\u00edze n\u00e1m pomali\u010dku miz\u00ed, a \u010dasem z\u016fstanou asi \u00fapln\u011b v\u00a0propadli\u0161ti d\u011bjin. Zda je to \u0161koda, \u010di ne, to je ji\u017e v\u011bc n\u00e1zoru. Numismatiky to jist\u011b net\u011b\u0161\u00ed. Nyn\u00ed se skoro v\u0161e plat\u00ed platebn\u00edmi kartami, a<!--hoot-read-more-quicktag-->","datePublished":"2023-05-31","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.rotang.cz\/author\/#Person","name":"","url":"https:\/\/www.rotang.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rotang.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rotang.cz\/wp-content\/uploads\/img_a302322_w2099_t1512158462.jpg","url":"https:\/\/www.rotang.cz\/wp-content\/uploads\/img_a302322_w2099_t1512158462.jpg","height":0,"width":0},"url":"https:\/\/www.rotang.cz\/druhy-platebnich-karet\/","wordCount":391,"articleBody":"Norm\u00e1ln\u00ed pen\u00edze n\u00e1m pomali\u010dku miz\u00ed, a \u010dasem z\u016fstanou asi \u00fapln\u011b v\u00a0propadli\u0161ti d\u011bjin. Zda je to \u0161koda, \u010di ne, to je ji\u017e v\u011bc n\u00e1zoru. Numismatiky to jist\u011b net\u011b\u0161\u00ed. Nyn\u00ed se skoro v\u0161e plat\u00ed platebn\u00edmi kartami, a my si velmi stru\u010dn\u011b p\u0159edstav\u00edme jejich druhy. A proto\u017ee je jich opravdu velik\u00e1 spousta, probereme jen ty z\u00e1kladn\u00ed. Vynech\u00e1me karty Diners Club, JBC (Japan CreditBureau) a AMEX (American Express), a to proto, proto\u017ee jsou u n\u00e1s velmi vz\u00e1cn\u00e9, a \u0159ekn\u011bme si up\u0159\u00edmn\u011b, jsou ur\u010deny t\u011bm hodn\u011b movit\u00fdm. A kdy\u017e p\u00ed\u0161i hodn\u011b, mysl\u00edm t\u00edm opravdu hodn\u011b. Platebn\u00ed karty lze v\u00a0podstat\u011b rozd\u011blit do \u010dty\u0159 z\u00e1kladn\u00edch skupin.1.\u00a0\u00a0\u00a0\u00a0 Kreditn\u00ed karty2.\u00a0\u00a0\u00a0\u00a0 Debetn\u00ed karty3.\u00a0\u00a0\u00a0\u00a0 Charg\u00e9 karty4.\u00a0\u00a0\u00a0\u00a0 N\u00e1kupn\u00ed \u00fav\u011brov\u00e9 kartyVe skupin\u011b \u010d\u00edslo jedna \u010derp\u00e1te pen\u00edze banky, kter\u00e1 v\u00e1m tuto kartu vystavila, a kter\u00e9 pak vy\u010derpan\u00e9 pen\u00edze dle smlouvy spl\u00e1c\u00edte.Ve skupin\u011b druh\u00e9 \u010derp\u00e1te sv\u00e9 vlastn\u00ed finan\u010dn\u00ed prost\u0159edky, kter\u00e9 jste si na \u00fa\u010det, se kter\u00fdm je karta \u201esv\u00e1zan\u00e1\u201c, jak\u00fdmkoli zp\u016fsobem poslali.T\u0159et\u00ed skupina je zn\u00e1m\u00e1 m\u00e1lo, a je ve sv\u00e9 podstat\u011b skoro podobn\u00e1 svou funkc\u00ed a ur\u010den\u00edm kart\u011b kreditn\u00ed. Je zde jen rozd\u00edl ve stylu vy\u00fa\u010dtov\u00e1n\u00ed. V\u011bt\u0161inou je t\u0159eba uhradit dluh najednou, ale zase za n\u011bj neb\u00fdv\u00e1 \u00fa\u010dtov\u00e1n \u00farok.Skupina posledn\u00ed je tak\u00e9 v\u00a0podstat\u011b kreditn\u00ed, ale nevyd\u00e1v\u00e1 ji banka. Vyd\u00e1 v\u00e1m ji v\u011bt\u0161inou prodejce. Li\u0161\u00ed se hlavn\u011b omezen\u00fdmi mo\u017enostmi, cenou a pou\u017eit\u00edm. A pozor, a\u0165 je karta, jak\u00e1 je, je t\u0159eba si hl\u00eddat z\u016fstatek, kter\u00fd na n\u00ed m\u00e1te.S\u00a0ka\u017edou kartou m\u016f\u017eete prov\u00e1d\u011bt\u00a0bankou, \u010di vydavatelem povolen\u00e9 transakce a vy\u017e\u00edvat k\u00a0jin\u00fdm slu\u017eb\u00e1m. Jejich ztr\u00e1ta (oproti hotovosti) nemus\u00ed tolik bolet, proto\u017ee v\u00e1m v\u011bt\u0161inou vystav\u00ed novou zadarmo, nebo n\u011bkter\u00e9 banky za poplatek. Ztr\u00e1tu mus\u00edte samoz\u0159ejm\u011b bance, pokud mo\u017eno ihnedhl\u00e1sit, zabr\u00e1n\u00edte t\u00edm jej\u00ed zneu\u017eit\u00ed.\u00a0Karty se d\u011bl\u00ed samoz\u0159ejm\u011b do dal\u0161\u00edch jin\u00fdch skupin (elektronick\u00e1, embosovan\u00e1) a jin\u00e9, ale o tom a\u017e zase jindy.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Druhy platebn\u00edch karet","item":"https:\/\/www.rotang.cz\/druhy-platebnich-karet\/#breadcrumbitem"}]}]